About the Author

Timothy J. McIntosh is a dividend investing expert and bond portfolio manager.

He is the author of the three investment books including the newly released “The Snowball Effect” “The Sector Strategist“, and also “The Bear Market Survival Guide“.

Review Of “The Snowball Effect: Using Dividends And Interest Reinvestment To Help You Retire On Time” – Forbes Online


He also served as a Professor of Finance at Eckerd College from 1998 to 2008. He has been featured in such notable publications as the Wall Street Journal, USA Today, Investment Advisor, Investment News, Fortune, and The Tampa Bay Times.

He holds a Bachelor of Science Degree in Economics from Florida State University, a Master of Business Administration (M.B.A) from the University of Sarasota, and a Master of Public Health Degree (M.P.H) from the University of South Florida.


He and his wife and two boys reside in Tampa, Florida.

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